The purpose of the Housing Rehabilitation program is to:

  • preserve housing occupied by low-income families
  • correct home health and safety problems
  • help revitalize neighborhoods

2024 Income Limits

1 person 2 persons 3 persons 4 persons 5 persons 6 persons 7 persons 8 persons
$66,050 $75,450 $84,900 $94,300 $101,850 $109,400 $116,950 $124,500


Rehabilitation Loans

Loans available to owner occupied properties are deferred payment loans up to $100,000 at 0% interest and are secured by a Deed of Trust. There is no monthly payment. The loan is due and payable upon sale, change of title or change of use - such as change from owner occupied to renter occupied. Loans are used to correct health and safety deficiencies and make general property improvements. Loans can also be used to make the home accessible to accommodate persons with disabilities. The loan to value cannot exceed 95% including the City’s loan. For any home that has been placed in a trust, further review will be necessary to determine program eligibility.  Homes with a reverse mortgage are ineligible for the program.

Low-income homeowners who are over the age of 62 and/or permanently disabled may qualify for a grant (up to $5,000) toward a rehabilitation loan. Housing staff will inform program applicants of eligibility to receive a grant toward a rehabilitation loan once eligibility for the program has been established.

To apply for the Housing Rehabilitation Program, please complete the Owner Occupied Housing Rehab Interest form 
(Spanish Interest Form) and submit to the City of Roseville Housing Division.

Housing Rehabilitation Brochure