Program Information
The City of Roseville has partnered with California Affordable Housing Agency and Applied Residential Inc. to expand access to homeownership through the Trio Lease-To-Own Option Program. This program provides a pathway to homeownership that is targeted to families that would like to purchase a home but are not quite ready to buy for a number of reasons.

Own Option Mortgage

An own option mortgage is a mortgage arranged by Trio as a part of your lease that you can qualify to use to finance your home when you are ready to buy. With an own option mortgage, your future mortgage interest rate and term are locked and included in your lease. So, no matter what happens to interest rates in the future, your interest rate is secured giving you the best chance to buy your home.

To apply for the program or obtain more information, please visit Trio's website here.