HOW DO I AVOID BEING A VICTIM?

HOW DO I AVOID BEING A VICTIM?

§    Purchase and use cross-cut shredders
§    When using ATM cards, never give your pin number to anyone
§    When paying your credit card accounts by check, never put the entire account number on the check…only write down the last four digits
§    Order free credit report at least twice a year www.annualcreditreport.com (Trans Union, Experian, and Equifax) or call 1-877-322-8228. You can also write to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281
§    Consider using your initials for your first and middle name on checks and don’t print your telephone number. When ordering new checks, have them delivered to your bank.
§    Photocopy all of the contents in your wallet…both front and back
§    Monitor bank and credit card statements monthly
§    Choose a caregiver with caution
§    Keep an inventory of all jewelry-written appraisals and photos
§    Protect your incoming and outgoing mail
§    Before having work done to your home, check a contractor’s license number online at www.cslb.ca.gov or by calling (800) 321-2752, always get a written contract, never pay more than 10% down or $1,000, whichever is less, and get multiple bids.
§    Create a barrier between you and the solicitor, i.e. metal screen door, storm door and before letting inspectors into your home, verify with their employer they are legitimate.  
§    Consider allowing your bank to send a duplicate copy of your monthly statement to a trusted family member or professional advisor
§    You will never win the Nigerian or Canadian lottery
§    Get into the habit of discussing transactions/purchases over $1,000 with a trusted family member
§    Don’t be pressured to make an immediate decision
§    Register with the “Do Not Call Registry” 1-888-382-1222 or www.donotcall.gov (don’t forget to add your cell phones too)